Are You a Single Parent Struggling to Find Affordable Housing?

Single parents may struggle to secure adequate housing for various reasons, such as limited income or bad credit. But no matter what the reason, single parents still need safe, affordable housing for their families. How do single mom’s afford housing?  Finding affordable housing as a single parent is not easy; but it’s not impossible. Whether you’re a homeowner in financial crisis, or a single parent looking for low income rental housing, there are programs out there that may be able to help you. So let’s take a look at some of the programs that are available to help secure housing for single mothers and single fathers out there.

Your Affordable Housing Search should Start Here

A good place to start your housing search is your local Housing and Urban Development office. You can find out about HUD programs for financially disadvantaged families, and single moms like yourself. While it can take a while to secure safe, affordable housing through these programs, you still want to get on the list even as you’re looking at other options.

Here is a link to HUD listings by state.

Other Programs

Below are some other programs that HUD offers. These programs may be able to help single moms and dads with their housing problems.

1. Housing Choice Voucher Program

   This program assists very low-income families, such as single parent families so they can afford safe and adequate housing in the private market. Since housing assistance is provided on behalf of the family, single parents are free to find their own housing, including single-family homes, townhouses and apartments so long that they meet the programs requirements. The Program determines an amount and pays the Landlord directly, and the family pays the difference.

   The Housing Choice Voucher Program is run through local Public Housing Agencies(PHAs). The PHAs receive funds from HUD and the PHA’s administer the voucher program.

   Find Your Local Public Housing Agency.

2. The Home Program

   Can a single mom with low income buy a house?  The Home Program is designed to create affordable housing for single mothers, single fathers, and low-income households in general. Each year it allocates about 2 billion dollars among the States and local agencies. The program was designed to help those in need through things like loan guarantees, direct loans, grants, rental assistance, security deposit assistance, and credit enhancement. Eligibility for the Home Program varies depending on the type of assistance you need. To find out if you are eligible, you need to contact a participating agency in your area.

Don’t Give up Looking for Safe Affordable Housing

It can be very discouraging, at times, trying to secure affordable housing for your family as a single parent. But remember, there are many different programs out there with many different types of eligibility requirements. If you stay positive and continue searching for assistance, your chances of finding safe affordable housing for your family are greatly increased.